Resource Center

An article in the Washington Post on March 14, 2017 reported the number of people defaulting on their student loans has skyrocketed in the past year. Reporting on a study conducted by The Consumer Federation of America (CFA), the Post indicated that millions of people had not made a payment […]

If you are a farmer facing foreclosure, you should know about Chapter 12 of the U.S. Bankruptcy Code. Also called a “Farm Bankruptcy,” Chapter 12 was created specifically for family farmers and is designed to provide flexibility because it takes into account the seasonal nature of the farming business. Chapter […]

Many times financial problems lead to marital problems. When marital problems cannot be resolved and one or both parties decide a divorce is necessary, there are several decisions you must address before you take action. If you are considering filing for bankruptcy, you would want to consider whether both spouses […]

Update to Blog Post made August 23, 2015. October 24, 2016 – by W. Thomas Gilman On August 23, 2015, we posted a short article on the decision made by the Tenth Circuit Court of Appeals in In re Mallo, 774 F.3d 1313 (2014), cert. denied sub nom. Mallo v. I.R.S., — […]

The NEW Student Loan Assistance Program – Everyday Scams     Post by: Member, Tom Gilman My client received a check about student loan assistance in the mail, unsolicited, for $18,000! My client is an elderly woman, in her late 70’s. Her life is like a lot of my clients – filled […]

In some circumstances, it is possible to discharge in bankruptcy certain income tax liabilities, including the taxes themselves, penalties and interest. However, in a decision handed down on December 29, 2014 by the United States Court of Appeals for the Tenth Circuit (which is binding precedent for bankruptcy courts in […]