Resource Center

Married couples have available to them greater (and more advantageous) estate planning options than unmarried couples. Yet unmarried couples face many of the same estate planning concerns as married couples. So they must engage in special planning to ensure that their decisions regarding asset distribution and health care are carried […]

Make health care decisions while you’re healthy Estate planning isn’t just about what happens to your assets after you die. It’s also about protecting yourself and your loved ones. This includes having a plan for making critical medical decisions in the event you’re unable to make them yourself.

For the last four years, the Department of Labor (“DOL”) has been ratcheting up the amount of information that must be disclosed regarding the administrative operations and expenses of qualified retirement plans.  While the DOL’s intentions may be noble – enhancing the transparency of the fees that such plans incur […]

A comment that I hear from many people is that they want their kids to have access to their inheritance, but they also don’t want the assets to be mismanaged or go to a divorcing spouse or other creditor.  In their minds, how their kids (or their surviving spouse) receives […]

A “limited benefit plan” (or, as some people refer to it, a “mini-med plan”) is a type of medical plan that offers very limited benefits. Although doctor visits and hospital stays are typically covered, benefits are capped at a fairly low dollar amount. For example, benefits might be capped at […]

Do you have employees who would like to convert their retirement money to a Roth account but are unable to do so because all of their money is locked into your company’s 401(k), 403(b), or 457(b) plan? Are you interested in helping your employees find a way to potentially avoid […]

On December 17, 2010, the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010 (the “Act”) became law. The Act provides estate planning opportunities that have never been available. However, the Act is temporary. It is structured to sunset on December 31, 2012, so its opportunities have a […]

When Congress enacted Health Care Reform earlier this year, it added a new set of “nondiscrimination” requirements. These new requirements apply to fully insured group health plans that are not “grandfathered.” Read More…

New guidance has been issued on “grandfathered” group health plans. As you may remember from our July 13, 2010, Alert on “grandfathered” plans, “grandfathered” plans qualify for special treatment under the Patient Protection and Affordable Care Act (“PPACA”). Under PPACA, if a group health plan is “grandfathered,” it will not […]

When Congress enacted “Health Care Reform” earlier this year, it added a new reporting requirement: When an employer issues a Form W-2 to an employee, it will be required to report the cost of that employee’s coverage under any group health plans that are sponsored by that employer. Read More…